Protect your personal assets, high-value possessions, and specialized equipment with tailored policies that go beyond standard coverage.
Elevated liability protection that sits above your primary auto and homeowners policies, shielding your savings and future assets against costly legal judgments.
Standard home policies cap coverage for high-value items. Scheduled rider policies protect engagement rings, fine art, and collectibles for their full appraised value.
Tailored protection for antique, muscle, and classic automobiles that accounts for their true market appreciation rather than standard vehicle depreciation.
Coverage for unique recreational vehicles and neighborhood conveyances that standard homeowners or auto policies typically exclude or restrict.
Coverage descriptions are for informational purposes only. Please review your specific policy for exact coverages, terms, limits, and exclusions.
Standard auto and homeowners policies set strict limits for high-dollar claims or unique hazards. Specialty lines bridge those gaps to fully protect your lifestyle:
Provides additional financial protection when a major auto accident or property injury claim exceeds your base policy limits.
Guarantees you receive a pre-agreed appraisal amount for unique or antique items without depreciation deductions in a total loss.
Extends scheduled jewelry and valuable item protection to cover accidental loss or misplacement anywhere in the world.
Protects home-based business inventory, office equipment, and client liability that standard homeowners insurance excludes.
Covers bodily injury and property damage when driving low-speed vehicles on designated neighborhood roads or course fairways.
Reimburses legal fees, lost wages, and administrative costs required to restore your credit and identity following a cyber breach.